Attention homeowners in Bellbrook and Greene County: Need an appraisal?

Here are the top 7 reasons why ON homeowners use Dearth & Associates, LLC.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a ON property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a ON divorce, when property needs to be divided
  7. To settle an estate in Greene county or ON by determining the true market value of property in question

Own a home in or near Bellbrook, ON and need help determining the price of it?
Contact Dearth & Associates, LLC..

We at Dearth & Associates, LLC. understand the unique needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Dearth & Associates, LLC., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're seasoned in helping customers just like you abolish unnecessary PMI insurance.

Challenging Greene county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Dearth & Associates, LLC. is your chief weapon.

Was your HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Dearth & Associates, LLC. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? An appraiser from Dearth & Associates, LLC. can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Dearth & Associates, LLC. can We can assist you. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.